The Easiest Places to Buy a Home in the U.S. Led by Detroit, San Antonio and Chicago

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 The Easiest Places to Buy a Home in the U.S. Led by Detroit, San Antonio and Chicago
  • The U.S. city where it’s the easiest to buy a house is Detroit, with the shortest timeline needed to purchase a home and the lowest house prices.
  • Monthly living expenses in San Antonio mark the lowest cost of daily necessities across all analyzed cities letting residents save 75% of their monthly salary.
  • Chicago has the highest salary levels, which enables residents to set aside substantial savings after covering basic expenses.
Methodology: A recent study by Badeloft USA analyzed housing affordability across major U.S. cities by examining four key metrics: average house prices, monthly net salaries after tax, basic living costs (including housing and utilities), and disposable income. The research determined disposable income by subtracting monthly living costs from net salaries to calculate how many years a resident needs to save for an average-priced home in their city. This practical measurement compares housing markets based on real financial factors that impact buyers, with shorter timelines indicating better salary-to-housing price ratios and higher market accessibility. The final ranking orders cities by these saving timelines, with Detroit’s 2.6 years establishing the benchmark for affordability.
See the full research: this link.

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David Keech
Author: David Keech

David Keech is a retired teacher and works as a sportswriter, sports official and as an educational consultant. He has reported on amateur sports since 2011, known as 'KeechDaVoice.' David can be reached at [email protected]